:root{--navy:#0f3d5e;--navy-d:#092a42;--accent:#e8590c;--accent-d:#c74a07;--ink:#1c2430;--muted:#5b6673;--line:#dfe5ea;--bg:#ffffff;--bg-alt:#f3f6f8;--ok:#1d7a4a;--radius:12px;--max:1120px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:16px/1.55 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--navy)}
img,svg{max-width:100%;height:auto}
h1,h2,h3{line-height:1.2;color:var(--navy-d);margin:0 0 .5em}
h1{font-size:clamp(1.7rem,4.2vw,2.6rem)}
h2{font-size:clamp(1.3rem,2.8vw,1.75rem);margin-top:1.6em}
h3{font-size:1.1rem}
p{margin:.4em 0 1em}
small{color:var(--muted)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
.wrap.narrow{max-width:780px}
.center{text-align:center}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}

.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:60px;gap:12px}
.logo{display:flex;align-items:center;gap:8px;font-weight:700;font-size:1.2rem;text-decoration:none;color:var(--navy-d)}
.nav{display:flex;gap:16px;align-items:center;flex-wrap:wrap;justify-content:flex-end}
.nav a{text-decoration:none;font-weight:500;font-size:.95rem}
@media (max-width:640px){.nav a:not(.btn){display:none}}

.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:700;padding:12px 22px;border-radius:var(--radius);border:0;cursor:pointer;font-size:1rem;line-height:1.2}
.btn:hover{background:var(--accent-d)}
.btn-big{padding:16px 28px;font-size:1.08rem}
.btn-small{padding:9px 14px;font-size:.9rem}
.btn-ghost{background:transparent;color:var(--navy);border:2px solid var(--navy)}
.btn-ghost:hover{background:var(--bg-alt)}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0}

.hero{background:linear-gradient(180deg,#eaf2f8 0%,#fff 100%);padding:48px 0 28px}
.hero-small{padding:32px 0 16px}
.hero .lead{font-size:1.15rem;max-width:760px}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;color:var(--accent);font-weight:700;margin:0 0 8px}
.hero h1 span{color:var(--accent)}
.trust-row{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-wrap:wrap;gap:8px 20px;color:var(--muted);font-size:.92rem}
.trust-row li::before{content:"✓ ";color:var(--ok);font-weight:700}

.price-box{display:flex;flex-wrap:wrap;gap:12px;margin:12px 0}
.price-box>div{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:12px 16px;min-width:180px;display:flex;flex-direction:column}
.price-box strong{font-size:1.45rem;color:var(--navy-d)}
.price-box strong.strike{text-decoration:line-through;color:var(--muted);font-size:1.2rem}
.price-box small{font-size:.8rem}

.section{padding:32px 0}
.section.alt{background:var(--bg-alt)}
.cols-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px}
.card h3{margin-top:0}
.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px}
.card-link{text-decoration:none;display:flex;flex-direction:column;gap:4px;color:var(--ink)}
.card-link:hover{border-color:var(--navy);box-shadow:0 2px 10px rgba(15,61,94,.12)}
.card-link strong{color:var(--navy-d);font-size:1.05rem}
.card-link em{color:var(--accent);font-style:normal;font-weight:600;font-size:.9rem}
.tag{font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}

.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}
.steps li{position:relative;padding-left:52px}
.steps .num{position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.steps h3{margin-top:6px}
.steps.compact{grid-template-columns:1fr;gap:12px}
.steps.compact li{padding-left:50px;min-height:40px}
.steps.compact ul{margin:6px 0 0;padding-left:18px}

.brand-row{display:flex;flex-wrap:wrap;gap:8px}
.brand-row a,.chips a{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px;text-decoration:none;font-size:.95rem}
.chips a{margin:0 6px 8px 0}
.brand-row a:hover,.chips a:hover{border-color:var(--navy)}
.link-list{list-style:none;padding:0;margin:0 0 16px;columns:2;column-gap:28px}
.link-list li{break-inside:avoid;padding:5px 0;border-bottom:1px solid var(--line)}
@media (max-width:640px){.link-list{columns:1}}
.crumbs{font-size:.85rem;color:var(--muted);padding-top:12px}
.crumbs a{color:var(--muted)}
.resumo{background:var(--bg-alt);border-left:4px solid var(--accent);padding:12px 16px;border-radius:0 var(--radius) var(--radius) 0}

details{border:1px solid var(--line);border-radius:var(--radius);padding:10px 16px;margin-bottom:8px;background:#fff}
summary{cursor:pointer;font-weight:600;color:var(--navy-d)}
details p{margin:8px 0 4px}

.lead-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;display:flex;flex-direction:column;gap:12px}
.lead-form label{display:flex;flex-direction:column;gap:4px;font-size:.92rem;font-weight:600;color:var(--navy-d)}
.lead-form input,.lead-form select,.lead-form textarea{font:inherit;padding:11px 12px;border:1px solid #b9c4cd;border-radius:8px;width:100%;background:#fff;font-weight:400}
.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:2px solid var(--navy);border-color:var(--navy)}
.lead-form input[readonly]{background:var(--bg-alt)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:560px){.grid-2{grid-template-columns:1fr}}
.check{flex-direction:row!important;align-items:flex-start;font-weight:400!important;gap:8px!important}
.check input{width:auto;margin-top:4px}
.file-label small{font-weight:400}
.form-note{font-size:.88rem;color:var(--muted);margin:0}
.form-error{color:#b42318;font-weight:600;margin:0}
.lead-form button[disabled]{opacity:.6;cursor:wait}

.howto article{display:grid;grid-template-columns:200px 1fr;gap:20px;align-items:start;padding:18px 0;border-bottom:1px solid var(--line)}
.howto .pic{background:var(--bg-alt);border-radius:var(--radius);padding:10px}
.howto .pic svg{width:100%;height:auto;display:block}
.howto h2{margin-top:0;font-size:1.25rem}
@media (max-width:600px){.howto article{grid-template-columns:1fr}.howto .pic{max-width:260px}}
.check-list{list-style:none;padding:0}
.check-list li{padding:6px 0 6px 28px;position:relative}
.check-list li::before{content:"✓";position:absolute;left:4px;color:var(--ok);font-weight:700}

.site-footer{background:var(--navy-d);color:#cfd8e0;padding:32px 0;margin-top:40px;font-size:.92rem}
.site-footer a{color:#fff}
.foot-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px}
.site-footer small{display:block;margin-top:8px;color:#9fb0bf;font-size:.8rem;line-height:1.4}